Payment Glossary: 70+ Payment Terms and Definitions for 2026
Understand the language behind payments, approvals, and smart retries.
Learn our 70+ terms
Understand the language behind payments, approvals, and smart retries.
Credential on File lets merchants charge saved cards with issuer-visible consent data. When COF flags and linkage are correct, teams see fewer declines and smoother recurring billing.
Credential on File (COF)COF, stored credentials, card on file