Payment Glossary: 70+ Payment Terms and Definitions for 2026
Understand the language behind payments, approvals, and smart retries.
Learn our 70+ terms
Understand the language behind payments, approvals, and smart retries.
Offline authorization lets a terminal approve a card transaction locally when no issuer connection is available. It helps merchants keep accepting payments, but shifts delayed-decline risk to the merchant.
Offline Authorizationoffline auth, EMV offline approval, offline approval