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Paysafe Group

Methods

  • Cards
  • Digital Wallets
  • Bank Transfer

Paysafe Group is a payments provider supporting merchants with payment processing and related tools for accepting and managing transactions.

Struggling with your approval ratio for this payment provider?

contact SmartRetry team →
Published
Last updated
2 min
Paysafe Group
Paysafe Group payment phone

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About Paysafe Group

Product Type
Payment Processor
Foundation
1999
Stock ID
PSFE
Company Type
private
Employees
3,000+
Location
CANCAN
Channel
Online In person

Features

Merchant payment acceptance

Supports merchant payment processing and checkout enablement across supported markets. Availability can vary by region, entity, and business model.

Authorization and routing options

Operational capabilities to help merchants manage authorization outcomes. Useful for teams monitoring conversion and issuer response patterns.

Declines and approval-rate monitoring

Tools and reporting to review card declines and authorization success by issuer, region, and payment method. Helps identify actionable causes such as data quality or authentication outcomes.

Security and compliance support

Controls and programs aligned to common payments security needs (e.g., PCI-related requirements). Helps reduce exposure when handling card data and payment operations.

Authentication support (e.g., 3DS)

May support customer authentication flows where applicable to reduce fraud risk and support issuer requirements. Configuration can affect friction, conversion, and liability outcomes.

Disputes and chargeback handling

Dispute workflows and reporting to track chargebacks, representments, and reason codes. Helps payment ops teams manage response timelines and evidence requirements.

Reliability and operational tooling

Merchant-facing dashboards, reporting, and support processes for ongoing payment operations. Useful for monitoring incidents, reconciliation, and transaction lifecycle events.

Tip from SmartRetry If approval rates are a priority, segment declines by issuer response code and authentication result (3DS vs non-3DS) before changing checkout or routing settings.

Currencies

Processing currencies USD, EUR, GBP, CAD, AUD, JPY, SGD, HKD, CNY

Available in

Available countries
  • Global

FAQ

Statuses

Statuses - All
CodeDescriptionLevelFrequencyResolution
Status
CANCELLED

Transaction Cancelled

The transaction or pending refund has been cancelled by the merchant or customer.

InfoOccasionalT0
COMPLETED

Transaction Completed

The payment or refund has been successfully processed and settled. No further action required.

ApprovedCommonT0
FAILED

Transaction Failed

The transaction was not successful. Review the error code for the specific reason (e.g., decline, validation error).

Error, DeclinedCommonT2
HELD

Transaction Held

The transaction has been placed on hold pending fraud review or risk management investigation.

ProcessingOccasionalT1
PENDING

Transaction Pending

The transaction is awaiting settlement or further processing, such as batch settlement or bank confirmation.

ProcessingOccasionalT0
PROCESSING

Transaction Processing

The transaction has been received and is being processed asynchronously. Poll or await webhook confirmation before fulfilling orders.

ProcessingOccasionalT0
REVERSED

Transaction Reversed

The authorization or payment has been reversed (voided). Funds will not settle or will be returned.

InfoOccasionalT0
Error Code
1000

Internal Server Error

An internal error occurred on Paysafe's platform. Contact Technical Support before retrying. Returned as HTTP 500.

ErrorOccasionalT1
1001

External Gateway Error (Retry)

An error occurred with the external processing gateway. Retry the transaction. Returned as HTTP 502.

ErrorOccasionalT0
1002

Internal Error (Retry)

An internal error occurred. Retry the transaction. Returned as HTTP 500.

ErrorOccasionalT0
1003

External Gateway Error (Do Not Retry)

An error occurred with the external processing gateway. Do not retry. Contact Technical Support for more information. Returned as HTTP 500.

ErrorRareT1
1004

Transaction Type Not Enabled

The merchant account is not enabled for the submitted transaction type. Verify parameters and retry. HTTP 400.

ErrorOccasionalT1
1007

Internal / Gateway Error (Retry)

An internal or gateway error occurred. Retry the transaction. Returned as HTTP 500/502.

ErrorOccasionalT0
1008

Internal Error (Do Not Retry)

An internal error occurred. Do not retry. Contact Technical Support. HTTP 500.

ErrorRareT1
1020

Gateway Timeout

The external processing gateway timed out. Retry after a delay. HTTP 504.

ErrorOccasionalT0
1200

Rate Limit Exceeded

The API call has been denied because it exceeded the permissible rate limit. Implement back-off and retry. HTTP 429.

ErrorOccasionalT0
3002

Invalid Card Number or Brand

An invalid card number, brand, or combination of card number and brand was submitted. Verify and re-enter card details. HTTP 400.

Error, DeclinedCommonT0
3004

Zip Code Required for AVS

The zip/postal code must be provided for an AVS check request. HTTP 400.

ErrorOccasionalT0
3005

Invalid CVV Value

An incorrect CVV value was submitted. Verify and re-enter the card security code. HTTP 400.

Error, DeclinedCommonT0
3006

Expired Card (Validation)

An expired credit card number was submitted during validation. Verify the expiry date. HTTP 400.

Error, DeclinedCommonT3
3007

AVS Check Failed

The request failed the AVS (Address Verification System) check. The amount may still have been reserved on the customer's card and will be released in 3-5 business days. Verify the billing address. HTTP 402.

DeclinedCommonT0
3008

Card Type Not Configured

The submitted card type is not configured on the merchant account. HTTP 402.

Error, DeclinedOccasionalT3
3009

Declined by Issuing Bank

The request was declined by the issuing bank. The customer should contact their card issuer. HTTP 402.

DeclinedCommonT2
3011

Restricted Card

The issuing bank declined because the card is restricted. Contact the cardholder's credit card company for investigation. HTTP 402.

DeclinedOccasionalT2
3012

Invalid Expiry Date

The issuing bank declined because the credit card expiry date submitted is invalid. HTTP 402.

DeclinedCommonT0
3013

Credit Card Account Problem

The issuing bank declined due to problems with the credit card account (e.g., account closed, suspended). HTTP 402.

DeclinedOccasionalT2
3014

Unknown Bank Response

The issuing bank returned an unknown response. Contact the cardholder's credit card company. HTTP 402.

DeclinedOccasionalT2
3015

Manual Processing Required

The bank requested manual transaction processing by calling the cardholder's credit card company. HTTP 402.

DeclinedRareT2
3016

Retrieve Card (Lost/Stolen)

The bank requested card retrieval - the card may be lost or stolen. Do not retry. HTTP 402.

Declined, ErrorRareT3
3017

Invalid Credit Card Number

An invalid credit card number was submitted. Verify and re-enter the card number. HTTP 402.

Error, DeclinedCommonT0
3018

Retry Requested by Bank

The bank has requested that you retry the transaction. Implement a short delay before retrying. HTTP 402.

DeclinedOccasionalT0
3019

CVV Check Failed

The request failed the CVV check. The amount may still have been reserved on the customer's card and will be released in 3-5 business days. HTTP 402.

DeclinedCommonT0
3020

Retry (Bank Request)

The bank has requested a retry. Space out retry attempts per Paysafe's retry policy. HTTP 402.

DeclinedOccasionalT0
3022

Insufficient Funds

The card was declined due to insufficient funds. The customer should use a different payment method or fund their account. HTTP 402.

DeclinedCommonT3
3023

Card Activity Regulations Decline

The issuing bank declined due to its proprietary card activity regulations (e.g., velocity or usage rules). HTTP 402.

DeclinedOccasionalT2
3024

Transaction Not Permitted by Issuer

The issuing bank does not permit this transaction for the card. The customer should contact their bank. HTTP 402.

DeclinedOccasionalT3
3025

External Gateway Invalid Data

The external processing gateway reported invalid data. Verify request parameters and retry. HTTP 400.

ErrorOccasionalT0
3027

Transaction Limit Exceeded

The external processing gateway reported that a limit has been exceeded. Do not retry. HTTP 402.

Declined, ErrorOccasionalT3
3028

External Gateway System Error

The external processing gateway reported a system error. Retry the transaction. HTTP 502.

ErrorOccasionalT0
3029

External Gateway Rejected

The external processing gateway rejected the transaction. Do not retry. Contact Technical Support. HTTP 402.

Declined, ErrorOccasionalT1
3030

Unauthorized by External Gateway

The external processing gateway reported the transaction is unauthorized. Do not retry. HTTP 402.

Declined, ErrorOccasionalT1
3032

Card in Negative Database

The card or email is in the issuer's or gateway's negative database. Do not retry. HTTP 402.

Declined, ErrorOccasionalT3
3035

Exceeded PIN Attempts

The transaction was declined due to exceeded PIN tries. The customer should contact their bank. HTTP 402.

DeclinedRareT2
3036

Invalid Issuer

The transaction was declined due to an invalid card issuer. HTTP 402.

DeclinedRareT0
3037

Invalid Transaction

The transaction was declined because it is invalid. Do not retry without correcting parameters. HTTP 402.

Declined, ErrorOccasionalT0
3039

Invalid Authentication Value

The transaction was declined due to an invalid authentication value (e.g., CAVV/3DS value mismatch). HTTP 402.

Declined, ErrorOccasionalT0
3040

Request Type Not Permitted on Card

The transaction type is not permitted on this card. HTTP 402.

DeclinedOccasionalT3
3041

Declined - Timeout

The transaction was declined due to a timeout during authorization. Retry after a delay. HTTP 402.

Declined, ErrorOccasionalT0
3042

Cryptographic Error

The transaction was declined due to a cryptographic error. Verify 3DS or tokenization parameters. HTTP 402.

Declined, ErrorRareT1
3054

Suspected Fraud

The transaction was declined due to suspected fraud by the issuing bank or processor. Do not retry. HTTP 402.

Declined, ErrorOccasionalT2
View all