Roi Lagziel is a payments engineer specializing in authorization optimization, retry strategies, and issuer-level behavior. His work focuses on building practical, data-driven systems that help payment teams reduce false declines and recover lost revenue.
23 articles
This article explains how AI-driven orchestration helps payment teams route transactions smarter, time retries better, and reduce involuntary churn to recover more revenue.
May 6, 2026 By Roi Lagziel
This article explains why blended approval rate can distort payment decisions and how teams can use recovery, cohort, and retry metrics to protect revenue and reduce false declines.
April 16, 2026 By Roi Lagziel
This article explains how MDR is built, what drives payment acceptance costs, and which operational levers help PSPs and merchants lift approvals, reduce false declines, and protect margin.
March 18, 2026 By Roi Lagziel
This article explains why travel virtual cards fail at hotels and what operators can do to recover approvals, cut manual intervention, and protect margins across issuing and acquiring.
March 8, 2026 By Roi Lagziel
This article explains how MiCA helps crypto merchants and PSPs translate compliance into stronger issuer trust, smarter authentication, and better payment approval performance across regulated flows.
March 8, 2026 By Roi Lagziel
This article explains why international card transactions underperform, from issuer risk models to data mismatches and recurring billing gaps, and shows operators where to act to recover revenue and reduce false declines.
March 8, 2026 By Roi Lagziel
